Call reports 2002
GREAT AMERICAN BANK — 2002
What GREAT AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,911,000 | 59,727,000 | 67,087,000 | 69,631,000 |
| Total loans | 41,273,000 | 46,473,000 | 55,408,000 | 56,846,000 |
| Allowance for loan losses | 482,000 | 521,000 | 590,000 | 603,000 |
| Securities available for sale | 6,983,000 | 6,604,000 | 6,331,000 | 6,543,000 |
| Securities held to maturity | 854,000 | 1,016,000 | 1,014,000 | 1,013,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,556,000 | 49,265,000 | 53,772,000 | 55,321,000 |
| Interest-bearing deposits | 34,791,000 | 40,480,000 | 44,709,000 | 47,253,000 |
| Noninterest-bearing deposits | 8,765,000 | 8,785,000 | 9,063,000 | 8,068,000 |
| Equity capital | 6,483,000 | 6,668,000 | 6,932,000 | 7,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,789,000 | 2,844,000 | 3,984,000 |
| Interest expense | 282,000 | 582,000 | 935,000 | 1,326,000 |
| Net interest income | 571,000 | 1,207,000 | 1,909,000 | 2,658,000 |
| Noninterest income | 121,000 | 233,000 | 376,000 | 506,000 |
| Noninterest expense | 351,000 | 729,000 | 1,135,000 | 1,603,000 |
| Provision for loan losses | 68,000 | 112,000 | 172,000 | 215,000 |
| Pretax income | 273,000 | 599,000 | 978,000 | 1,346,000 |
| Income tax | 99,000 | 217,000 | 357,000 | 495,000 |
| Net income | 174,000 | 382,000 | 621,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,717,000 | 4,835,000 | 5,074,000 | 5,204,000 |
| Total capital | 5,199,000 | 5,356,000 | 5,664,000 | 5,807,000 |
| Risk-weighted assets | 41,506,000 | 46,089,000 | 54,594,000 | 52,499,000 |