Call reports 2010
SECURITY BANK — 2010
What SECURITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 73,747,000 | 72,469,000 | 68,968,000 | 68,535,000 |
| Total loans | 50,190,000 | 49,494,000 | 47,258,000 | 48,001,000 |
| Allowance for loan losses | 893,000 | 913,000 | 1,009,000 | 980,000 |
| Securities available for sale | 11,420,000 | 10,707,000 | 9,090,000 | 10,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,535,000 | 61,212,000 | 58,711,000 | 58,659,000 |
| Interest-bearing deposits | 53,805,000 | 51,564,000 | 49,256,000 | 49,450,000 |
| Noninterest-bearing deposits | 8,730,000 | 9,648,000 | 9,455,000 | 9,209,000 |
| Equity capital | 8,015,000 | 8,016,000 | 7,486,000 | 7,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 1,941,000 | 2,859,000 | 3,804,000 |
| Interest expense | 293,000 | 559,000 | 810,000 | 1,018,000 |
| Net interest income | 700,000 | 1,382,000 | 2,049,000 | 2,786,000 |
| Noninterest income | -68,000 | 24,000 | 60,000 | 141,000 |
| Noninterest expense | 498,000 | 1,149,000 | 1,766,000 | 2,318,000 |
| Provision for loan losses | 103,000 | 316,000 | 932,000 | 1,003,000 |
| Pretax income | 18,000 | -45,000 | -575,000 | -385,000 |
| Income tax | -18,000 | 0 | 0 | -404,000 |
| Net income | 36,000 | -45,000 | -575,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,006,000 | 5,624,000 | 5,065,000 | 5,808,000 |
| Total capital | 6,666,000 | 6,247,000 | 5,648,000 | 6,401,000 |
| Risk-weighted assets | 52,379,000 | 59,808,000 | 57,212,000 | 58,539,000 |