Call reports 2009
SECURITY BANK — 2009
What SECURITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 74,861,000 | 71,859,000 | 76,707,000 | 76,715,000 |
| Total loans | 56,938,000 | 55,329,000 | 52,365,000 | 49,746,000 |
| Allowance for loan losses | 857,000 | 1,642,000 | 870,000 | 904,000 |
| Securities available for sale | 10,605,000 | 10,955,000 | 11,492,000 | 11,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,869,000 | 61,495,000 | 65,345,000 | 65,515,000 |
| Interest-bearing deposits | 55,151,000 | 53,337,000 | 57,825,000 | 55,657,000 |
| Noninterest-bearing deposits | 7,718,000 | 8,158,000 | 7,520,000 | 9,858,000 |
| Equity capital | 8,745,000 | 8,053,000 | 8,163,000 | 7,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,327,000 | 2,516,000 | 3,675,000 | 4,652,000 |
| Interest expense | 425,000 | 810,000 | 1,196,000 | 1,530,000 |
| Net interest income | 902,000 | 1,706,000 | 2,479,000 | 3,122,000 |
| Noninterest income | 75,000 | 160,000 | 153,000 | 275,000 |
| Noninterest expense | 418,000 | 1,253,000 | 1,740,000 | 2,493,000 |
| Provision for loan losses | 307,000 | 1,065,000 | 1,396,000 | 1,567,000 |
| Pretax income | 259,000 | -445,000 | -497,000 | -657,000 |
| Income tax | 87,000 | 137,000 | 0 | 0 |
| Net income | 172,000 | -582,000 | -497,000 | -657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,562,000 | 5,830,000 | 6,027,000 | 5,942,000 |
| Total capital | 7,277,000 | 6,524,000 | 6,702,000 | 6,599,000 |
| Risk-weighted assets | 57,068,000 | 54,934,000 | 55,006,000 | 52,323,000 |