Call reports 2007
SECURITY BANK — 2007
What SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,835,000 | 79,733,000 | 80,993,000 | 79,672,000 |
| Total loans | 58,849,000 | 59,153,000 | 59,506,000 | 58,243,000 |
| Allowance for loan losses | 620,000 | 626,000 | 604,000 | 688,000 |
| Securities available for sale | 8,048,000 | 8,160,000 | 8,735,000 | 8,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,379,000 | 65,060,000 | 66,210,000 | 65,314,000 |
| Interest-bearing deposits | 59,953,000 | 56,697,000 | 58,629,000 | 56,992,000 |
| Noninterest-bearing deposits | 7,426,000 | 8,363,000 | 7,581,000 | 8,322,000 |
| Equity capital | 9,690,000 | 9,726,000 | 9,641,000 | 10,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,500,000 | 3,862,000 | 5,079,000 |
| Interest expense | 535,000 | 1,183,000 | 1,859,000 | 2,502,000 |
| Net interest income | 581,000 | 1,317,000 | 2,003,000 | 2,577,000 |
| Noninterest income | 63,000 | 129,000 | 202,000 | 366,000 |
| Noninterest expense | 247,000 | 611,000 | 1,090,000 | 1,698,000 |
| Provision for loan losses | 9,000 | 64,000 | 592,000 | 266,000 |
| Pretax income | 388,000 | 751,000 | 493,000 | 949,000 |
| Income tax | 188,000 | 316,000 | 203,000 | 329,000 |
| Net income | 200,000 | 435,000 | 290,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,925,000 | 6,963,000 | 6,858,000 | 6,820,000 |
| Total capital | 7,545,000 | 7,589,000 | 7,462,000 | 7,508,000 |
| Risk-weighted assets | 55,775,000 | 56,289,000 | 56,961,000 | 57,461,000 |