Call reports 2006
SECURITY BANK — 2006
What SECURITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,564,000 | 44,583,000 | 44,056,000 | 45,500,000 |
| Total loans | 31,146,000 | 34,623,000 | 33,744,000 | 35,037,000 |
| Allowance for loan losses | 300,000 | 309,000 | 270,000 | 299,000 |
| Securities available for sale | 6,565,000 | 5,632,000 | 6,133,000 | 5,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,540,000 | 33,407,000 | 35,403,000 | 37,116,000 |
| Interest-bearing deposits | 28,493,000 | 29,881,000 | 32,276,000 | 33,569,000 |
| Noninterest-bearing deposits | 4,046,000 | 3,526,000 | 3,127,000 | 3,547,000 |
| Equity capital | 4,241,000 | 4,375,000 | 4,601,000 | 4,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,463,000 | 2,274,000 | 3,111,000 |
| Interest expense | 284,000 | 618,000 | 994,000 | 1,421,000 |
| Net interest income | 423,000 | 845,000 | 1,280,000 | 1,690,000 |
| Noninterest income | 35,000 | 72,000 | 222,000 | 283,000 |
| Noninterest expense | 201,000 | 421,000 | 740,000 | 1,021,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 251,000 | 484,000 | 744,000 | 928,000 |
| Income tax | 81,000 | 153,000 | 248,000 | 319,000 |
| Net income | 170,000 | 331,000 | 496,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,302,000 | 4,463,000 | 4,628,000 | 4,241,000 |
| Total capital | 4,602,000 | 4,772,000 | 4,898,000 | 4,540,000 |
| Risk-weighted assets | 32,739,000 | 34,609,000 | 34,292,000 | 35,315,000 |