Call reports 2005
SECURITY BANK — 2005
What SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 38,394,000 | 39,984,000 | 39,487,000 | 42,045,000 |
| Total loans | 26,910,000 | 27,198,000 | 28,883,000 | 30,245,000 |
| Allowance for loan losses | 378,000 | 366,000 | 293,000 | 294,000 |
| Securities available for sale | 7,288,000 | 7,438,000 | 6,920,000 | 6,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,326,000 | 28,578,000 | 29,125,000 | 30,051,000 |
| Interest-bearing deposits | 24,566,000 | 24,986,000 | 25,746,000 | 26,511,000 |
| Noninterest-bearing deposits | 2,760,000 | 3,592,000 | 3,379,000 | 3,540,000 |
| Equity capital | 4,137,000 | 4,368,000 | 4,463,000 | 4,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,212,000 | 1,824,000 | 2,506,000 |
| Interest expense | 165,000 | 347,000 | 571,000 | 816,000 |
| Net interest income | 406,000 | 865,000 | 1,253,000 | 1,690,000 |
| Noninterest income | 27,000 | 52,000 | 131,000 | 184,000 |
| Noninterest expense | 185,000 | 370,000 | 644,000 | 872,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 242,000 | 535,000 | 722,000 | 978,000 |
| Income tax | 80,000 | 180,000 | 243,000 | 327,000 |
| Net income | 162,000 | 355,000 | 479,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,145,000 | 4,338,000 | 4,462,000 | 4,134,000 |
| Total capital | 4,512,000 | 4,704,000 | 4,755,000 | 4,428,000 |
| Risk-weighted assets | 29,335,000 | 31,065,000 | 31,255,000 | 31,895,000 |