Call reports 2004
SECURITY BANK — 2004
What SECURITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 31,234,000 | 33,602,000 | 38,226,000 | 39,130,000 |
| Total loans | 18,536,000 | 22,250,000 | 24,556,000 | 25,450,000 |
| Allowance for loan losses | 171,000 | 171,000 | 411,000 | 386,000 |
| Securities available for sale | 9,377,000 | 8,790,000 | 7,896,000 | 7,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,008,000 | 21,982,000 | 24,834,000 | 27,465,000 |
| Interest-bearing deposits | 19,113,000 | 18,828,000 | 21,805,000 | 24,113,000 |
| Noninterest-bearing deposits | 2,895,000 | 3,154,000 | 3,029,000 | 3,352,000 |
| Equity capital | 4,207,000 | 4,188,000 | 4,185,000 | 4,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 936,000 | 1,479,000 | 2,078,000 |
| Interest expense | 115,000 | 241,000 | 377,000 | 543,000 |
| Net interest income | 341,000 | 695,000 | 1,102,000 | 1,535,000 |
| Noninterest income | 21,000 | 42,000 | 168,000 | 211,000 |
| Noninterest expense | 144,000 | 312,000 | 602,000 | 833,000 |
| Provision for loan losses | 6,000 | 12,000 | 303,000 | 309,000 |
| Pretax income | 213,000 | 414,000 | 366,000 | 605,000 |
| Income tax | 67,000 | 130,000 | 152,000 | 139,000 |
| Net income | 146,000 | 284,000 | 214,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,013,000 | 4,151,000 | 4,081,000 | 3,983,000 |
| Total capital | 4,184,000 | 4,322,000 | 4,428,000 | 4,349,000 |
| Risk-weighted assets | 22,494,000 | 25,433,000 | 27,775,000 | 29,224,000 |