Call reports 2003
SECURITY BANK — 2003
What SECURITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,326,000 | 28,434,000 | 31,613,000 | 31,547,000 |
| Total loans | 15,606,000 | 16,184,000 | 17,530,000 | 18,598,000 |
| Allowance for loan losses | 165,000 | 171,000 | 177,000 | 157,000 |
| Securities available for sale | 10,588,000 | 9,904,000 | 11,011,000 | 10,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,514,000 | 21,187,000 | 23,019,000 | 23,173,000 |
| Interest-bearing deposits | 17,652,000 | 17,632,000 | 19,449,000 | 19,876,000 |
| Noninterest-bearing deposits | 2,862,000 | 3,555,000 | 3,570,000 | 3,297,000 |
| Equity capital | 4,015,000 | 4,262,000 | 4,350,000 | 4,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 919,000 | 1,379,000 | 1,853,000 |
| Interest expense | 118,000 | 233,000 | 350,000 | 470,000 |
| Net interest income | 338,000 | 686,000 | 1,029,000 | 1,383,000 |
| Noninterest income | 20,000 | 38,000 | 113,000 | 146,000 |
| Noninterest expense | 157,000 | 322,000 | 524,000 | 678,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 195,000 | 390,000 | 600,000 | 863,000 |
| Income tax | 62,000 | 97,000 | 192,000 | 279,000 |
| Net income | 133,000 | 293,000 | 408,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,866,000 | 4,026,000 | 4,141,000 | 3,867,000 |
| Total capital | 4,031,000 | 4,198,000 | 4,318,000 | 4,024,000 |
| Risk-weighted assets | 20,503,000 | 21,718,000 | 21,842,000 | 22,303,000 |