Call report 2026Q2 · Schedule RI
METRO CITY BANK — Schedule RI — Income Statement, 2026Q2
Year-to-date income and expense: interest income and expense by source, provision for credit losses, noninterest income and expense, realized securities gains, taxes and net income. Figures accumulate from January 1.
What stands out
METRO CITY BANK filed 73 items on Schedule RI for 2026Q2. The largest amount is $141.4M for “Total Interest Income”, 3.2 % of total assets. Next come “Interest And Fees On Loans” at $134.5M and “Net Interest Income” at $88.5M. 28 of the 73 items are reported as zero — the line exists on the form, the bank has no such position. Dollar amounts are as filed, in thousands of USD; counts, dates and ratios keep their own units. Every value links to its fact record with the filing it came from.
Schedule RI — Income Statement
Year-to-date income and expense: interest income and expense by source, provision for credit losses, noninterest income and expense, realized securities gains, taxes and net income. Figures accumulate from January 1.
| Item | MDRM | Value as filed | Source |
|---|---|---|---|
| Interest Expense On Saving Deposits | RIAD0093 | 17,609 | evidence → |
| Relzd Gains(loss) On Avl-fr-sle Secs | RIAD3196 | 10 | evidence → |
| Relzd Gains(loss) On Hld-to-mat Secs | RIAD3521 | 0 | evidence → |
| Interest And Fees On Loans | RIAD4010 | 134,452 | evidence → |
| Int & Fees On C & I Loans | RIAD4012 | 3,842 | evidence → |
| Income&fees-fed Funds Sold & Sec Pur | RIAD4020 | 242 | evidence → |
| Int&fee On Lns To Finance Agric Prod | RIAD4024 | 0 | evidence → |
| Int & Fee On Oth Lns In Domestic Off | RIAD4058 | 0 | evidence → |
| Int&div Inc On: All Other Securities | RIAD4060 | 424 | evidence → |
| Income From Direct Lease Financing | RIAD4065 | 0 | evidence → |
| Total Interest Expense | RIAD4073 | 52,868 | evidence → |
| Net Interest Income | RIAD4074 | 88,526 | evidence → |
| Total Noninterest Income | RIAD4079 | 12,320 | evidence → |
| Service Charges On Dep Accts-dom Off | RIAD4080 | 1,413 | evidence → |
| Other Noninterest Expense | RIAD4092 | 13,061 | evidence → |
| Total Noninterest Expense | RIAD4093 | 41,304 | evidence → |
| Total Interest Income | RIAD4107 | 141,394 | evidence → |
| Interest On Bal With Deposit Inst | RIAD4115 | 4,959 | evidence → |
| Salaries And Employee Benefits | RIAD4135 | 22,845 | evidence → |
| Nbr Of Ft Equivalent Employees | RIAD4150 | 309 | evidence → |
| Expense Of Fed Funds Pur & Sec Sold | RIAD4180 | 0 | evidence → |
| Int On Trdng Liabs & Ot Borrwed Mone | RIAD4185 | 8,650 | evidence → |
| Interest On Subord Notes & Debent | RIAD4200 | 0 | evidence → |
| Exp Of Bk Prem, Furniture, Etc | RIAD4217 | 4,762 | evidence → |
| Net Income Before Extraordinary Item | RIAD4300 | 44,587 | evidence → |
| Income (loss) Before Applicable Inco | RIAD4301 | 60,992 | evidence → |
| Applicable Income Taxes | RIAD4302 | 16,405 | evidence → |
| Estimated Other Tax-exempt Income | RIAD4313 | 0 | evidence → |
| Net Income | RIAD4340 | 44,587 | evidence → |
| Int&fee Inc On Lns Secd By 1-4 Fmly | RIAD4435 | 68,731 | evidence → |
| Int&fee Inc On All Oth Lns Sec By RE | RIAD4436 | 61,870 | evidence → |
| Tax-exempt Secs Issued By St&pol Sub | RIAD4507 | 74 | evidence → |
| Int On Trans Accts(now,ats&telephon) | RIAD4508 | 1,352 | evidence → |
| Int Expense Incurred | RIAD4513 | 0 | evidence → |
| Other Interest Income | RIAD4518 | 826 | evidence → |
| Net Gains(losses)on Other RE Owned | RIAD5415 | -92 | evidence → |
| Net Gains(losses)on Sales Of Loans | RIAD5416 | 2,557 | evidence → |
| Fee Incm Frm Sle&servcg Of Mutl Fnds | RIAD8431 | 0 | evidence → |
| Acquisition Date | RIAD9106 | 0 | evidence → |
| Trading Revenue | RIADA220 | 0 | evidence → |
| Cr Losses On Off-balc Sheet Derivtvs | RIADA251 | 0 | evidence → |
| Interest Income: Credit Cards | RIADB485 | 0 | evidence → |
| Interest Income: Other Individual | RIADB486 | 9 | evidence → |
| Int&div Income: U.s.trea Sec,etc | RIADB488 | 113 | evidence → |
| Int&div Income: Mortgage-back Secur | RIADB489 | 378 | evidence → |
| Nonint Inc: Venture Capital Revenue | RIADB491 | 0 | evidence → |
| Nonint Inc: Net Servicing Fees | RIADB492 | 3,211 | evidence → |
| Nonint Inc: Net Securitization Incom | RIADB493 | 0 | evidence → |
| Net Gains(loss): Sales Of Othr Asset | RIADB496 | 0 | evidence → |
| Other Noninterest Income | RIADB497 | 5,231 | evidence → |
| Goodwill Impairment Losses | RIADC216 | 0 | evidence → |
| Amortization Expnse&impairmnt Losses | RIADC232 | 636 | evidence → |
| Insurance&reinsurance Undrwrtng Inc | RIADC386 | 0 | evidence → |
| Income From Oth Ins&reinsur Actvtes | RIADC387 | 0 | evidence → |
| Fees & Commissions Frm Securs Broke | RIADC886 | 0 | evidence → |
| Fees & Commissions From Annuity Sale | RIADC887 | 0 | evidence → |
| Inv Bkg, Advis & Undr Fees & Cmsns | RIADC888 | 0 | evidence → |
| Net Gains(loss) Ern Rpt At Fv | RIADF551 | 580 | evidence → |
| Est Gn Ls Rpt Fv Option | RIADF552 | 0 | evidence → |
| Net Gn Ls Ern On Liability Rpt At Fv | RIADF553 | 0 | evidence → |
| Est Gn Ls Liability Rtp At Fv | RIADF554 | 0 | evidence → |
| Discontinued Operations Net Of Tax | RIADFT28 | 0 | evidence → |
| Less Net Inc Loss Attrtbl To Nonctrl | RIADG103 | 0 | evidence → |
| Net Inc Loss Attrtbl To Bank Bhc | RIADG104 | 44,587 | evidence → |
| Sev Char Dep Dom Off Over Ind | RIADH032 | 69 | evidence → |
| Sev Char Dep Dom Off Main Ind | RIADH033 | 77 | evidence → |
| Sev Char Dep Dom Off Atm Ind | RIADH034 | 0 | evidence → |
| Sev Char Dep Dom Off All Ind | RIADH035 | 1,267 | evidence → |
| Interest Expense, Interest On Deposi | RIADHK03 | 11,367 | evidence → |
| Interest Expense, Interest On Deposi | RIADHK04 | 13,890 | evidence → |
| Income (loss) before unrealized hold | RIADHT69 | 61,157 | evidence → |
| Unrealized holding gains (losses) on | RIADHT70 | -165 | evidence → |
| Provisions For Credit Losses On Fina | RIADJJ33 | -1,605 | evidence → |
Other schedules of this call report
23 further schedules filed by METRO CITY BANK for 2026Q2.
- Schedule RC — Balance Sheet 39 items
- Schedule RC-A — Cash and Balances Due from Depository Institutions 6 items
- Schedule RC-B — Securities 94 items
- Schedule RC-C Part I — Loans and Leases 79 items
- Schedule RC-C Part II — Loans to Small Businesses and Small Farms 24 items
- Schedule RC-E — Deposit Liabilities 49 items
- Schedule RC-F — Other Assets 11 items
- Schedule RC-G — Other Liabilities 7 items
- Schedule RC-K — Quarterly Averages 20 items
- Schedule RC-L — Derivatives and Off-Balance-Sheet Items 115 items
- Schedule RC-M — Memoranda 33 items
- Schedule RC-N — Past Due and Nonaccrual Loans, Leases, and Other Assets 140 items
- Schedule RC-O — Other Data for Deposit Insurance Assessments 25 items
- Schedule RC-P — 1-4 Family Residential Mortgage Banking Activities 7 items
- Schedule RC-Q — Assets and Liabilities Measured at Fair Value 79 items
- Schedule RC-R Part I — Regulatory Capital Components and Ratios 44 items
- Schedule RC-R Part II — Risk-Weighted Assets 371 items
- Schedule RC-S — Servicing, Securitization, and Asset Sale Activities 23 items
- Schedule RI-A — Changes in Bank Equity Capital 11 items
- Schedule RI-B Part I — Charge-offs and Recoveries on Loans and Leases 42 items
- Schedule RI-B Part II — Changes in Allowances for Credit Losses 24 items
- Schedule RI-C — Disaggregated Data on the Allowance for Loan and Lease Losses 20 items
- Schedule RI-E — Explanations 16 items
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