Call reports 2026
METRO CITY BANK — 2026
What METRO CITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 4,633,553,000 | 4,465,591,000 |
| Total loans | 4,003,718,000 | 3,960,355,000 |
| Allowance for loan losses | 26,700,000 | 25,818,000 |
| Securities available for sale | 26,616,000 | 26,183,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 3,658,600,000 | 3,527,311,000 |
| Interest-bearing deposits | 2,827,590,000 | 2,706,403,000 |
| Noninterest-bearing deposits | 831,010,000 | 820,908,000 |
| Equity capital | 501,227,000 | 514,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 70,989,000 | 141,394,000 |
| Interest expense | 26,503,000 | 52,868,000 |
| Net interest income | 44,486,000 | 88,526,000 |
| Noninterest income | 6,470,000 | 12,320,000 |
| Noninterest expense | 21,409,000 | 41,304,000 |
| Provision for loan losses | -871,000 | -1,853,000 |
| Pretax income | 30,287,000 | 60,992,000 |
| Income tax | 7,905,000 | 16,405,000 |
| Net income | 22,382,000 | 44,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 484,828,000 | 499,581,000 |
| Total capital | 511,873,000 | 525,934,000 |
| Risk-weighted assets | 2,937,751,000 | 2,915,333,000 |