Call report 2023Q4
METRO CITY BANK — 2023Q4
The 22 measures METRO CITY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,482,906,000 | USD | evidence → |
| Total loans | 3,167,520,000 | USD | evidence → |
| Allowance for loan losses | 18,112,000 | USD | evidence → |
| Securities available for sale | 18,493,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,754,348,000 | USD | evidence → |
| Interest-bearing deposits | 2,220,188,000 | USD | evidence → |
| Noninterest-bearing deposits | 534,159,000 | USD | evidence → |
| Equity capital | 379,494,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 192,825,000 | USD | evidence → |
| Interest expense | 91,365,000 | USD | evidence → |
| Net interest income | 101,460,000 | USD | evidence → |
| Noninterest income | 18,038,000 | USD | evidence → |
| Noninterest expense | 47,300,000 | USD | evidence → |
| Provision for loan losses | -92,000 | USD | evidence → |
| Pretax income | 72,248,000 | USD | evidence → |
| Income tax | 20,359,000 | USD | evidence → |
| Net income | 51,889,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 352,032,000 | USD | evidence → |
| Total capital | 370,459,000 | USD | evidence → |
| Risk-weighted assets | 2,116,012,000 | USD | evidence → |