Call report 2022Q4
METRO CITY BANK — 2022Q4
The 22 measures METRO CITY BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,440,092,000 | USD | evidence → |
| Total loans | 3,059,195,000 | USD | evidence → |
| Allowance for loan losses | 13,888,000 | USD | evidence → |
| Securities available for sale | 19,245,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,692,591,000 | USD | evidence → |
| Interest-bearing deposits | 2,055,317,000 | USD | evidence → |
| Noninterest-bearing deposits | 637,274,000 | USD | evidence → |
| Equity capital | 348,101,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 147,217,000 | USD | evidence → |
| Interest expense | 27,648,000 | USD | evidence → |
| Net interest income | 119,569,000 | USD | evidence → |
| Noninterest income | 19,311,000 | USD | evidence → |
| Noninterest expense | 49,101,000 | USD | evidence → |
| Provision for loan losses | -2,767,000 | USD | evidence → |
| Pretax income | 91,460,000 | USD | evidence → |
| Income tax | 28,522,000 | USD | evidence → |
| Net income | 62,938,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 322,978,000 | USD | evidence → |
| Total capital | 336,866,000 | USD | evidence → |
| Risk-weighted assets | 2,027,768,000 | USD | evidence → |