Call report 2020Q4
METRO CITY BANK — 2020Q4
The 22 measures METRO CITY BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,902,095,000 | USD | evidence → |
| Total loans | 1,636,681,000 | USD | evidence → |
| Allowance for loan losses | 10,136,000 | USD | evidence → |
| Securities available for sale | 18,117,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,518,227,000 | USD | evidence → |
| Interest-bearing deposits | 1,032,465,000 | USD | evidence → |
| Noninterest-bearing deposits | 485,762,000 | USD | evidence → |
| Equity capital | 229,195,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 77,608,000 | USD | evidence → |
| Interest expense | 11,612,000 | USD | evidence → |
| Net interest income | 65,996,000 | USD | evidence → |
| Noninterest income | 27,174,000 | USD | evidence → |
| Noninterest expense | 40,683,000 | USD | evidence → |
| Provision for loan losses | 3,467,000 | USD | evidence → |
| Pretax income | 49,020,000 | USD | evidence → |
| Income tax | 12,423,000 | USD | evidence → |
| Net income | 36,597,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 219,357,000 | USD | evidence → |
| Total capital | 229,493,000 | USD | evidence → |
| Risk-weighted assets | 1,174,420,000 | USD | evidence → |