Call reports 2026
ONELOCAL BANK — 2026
What ONELOCAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,056,267,000 | 1,051,449,000 |
| Total loans | 911,234,000 | 911,227,000 |
| Allowance for loan losses | 8,035,000 | 8,074,000 |
| Securities available for sale | 101,044,000 | 95,618,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 842,207,000 | 842,969,000 |
| Interest-bearing deposits | 757,627,000 | 753,933,000 |
| Noninterest-bearing deposits | 84,580,000 | 89,036,000 |
| Equity capital | 143,317,000 | 146,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,243,000 | 29,302,000 |
| Interest expense | 5,757,000 | 11,640,000 |
| Net interest income | 8,486,000 | 17,662,000 |
| Noninterest income | 391,000 | 800,000 |
| Noninterest expense | 5,805,000 | 11,519,000 |
| Provision for loan losses | -161,000 | -123,000 |
| Pretax income | 3,197,000 | 6,988,000 |
| Income tax | 818,000 | 1,828,000 |
| Net income | 2,379,000 | 5,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 142,000,000 | 144,626,000 |