Call report 2025Q4
ONELOCAL BANK — 2025Q4
The 22 measures ONELOCAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,031,209,000 | USD | evidence → |
| Total loans | 889,435,000 | USD | evidence → |
| Allowance for loan losses | 8,196,000 | USD | evidence → |
| Securities available for sale | 97,968,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 830,956,000 | USD | evidence → |
| Interest-bearing deposits | 751,751,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,205,000 | USD | evidence → |
| Equity capital | 141,623,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,877,000 | USD | evidence → |
| Interest expense | 23,078,000 | USD | evidence → |
| Net interest income | 32,799,000 | USD | evidence → |
| Noninterest income | 2,144,000 | USD | evidence → |
| Noninterest expense | 21,701,000 | USD | evidence → |
| Provision for loan losses | 691,000 | USD | evidence → |
| Pretax income | 12,442,000 | USD | evidence → |
| Income tax | 3,185,000 | USD | evidence → |
| Net income | 9,257,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 139,482,000 | USD | evidence → |