Call reports 2024
ONELOCAL BANK — 2024
What ONELOCAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 906,390,000 | 922,610,000 | 946,002,000 | 965,707,000 |
| Total loans | 759,751,000 | 780,075,000 | 804,920,000 | 821,815,000 |
| Allowance for loan losses | 6,797,000 | 7,179,000 | 7,490,000 | 7,507,000 |
| Securities available for sale | 95,736,000 | 96,101,000 | 97,081,000 | 92,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 750,866,000 | 737,165,000 | 768,678,000 | 793,413,000 |
| Interest-bearing deposits | 666,088,000 | 657,929,000 | 691,286,000 | 719,310,000 |
| Noninterest-bearing deposits | 84,778,000 | 79,236,000 | 77,392,000 | 74,103,000 |
| Equity capital | 125,871,000 | 127,045,000 | 130,281,000 | 130,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,898,000 | 23,527,000 | 35,861,000 | 48,654,000 |
| Interest expense | 5,320,000 | 10,741,000 | 16,634,000 | 22,631,000 |
| Net interest income | 6,578,000 | 12,786,000 | 19,227,000 | 26,023,000 |
| Noninterest income | 420,000 | 823,000 | 1,276,000 | 1,712,000 |
| Noninterest expense | 5,329,000 | 10,566,000 | 15,804,000 | 20,374,000 |
| Provision for loan losses | -208,000 | 173,000 | 487,000 | 504,000 |
| Pretax income | 1,872,000 | 2,949,000 | 4,262,000 | 6,921,000 |
| Income tax | 474,000 | 698,000 | 900,000 | 1,580,000 |
| Net income | 1,398,000 | 2,251,000 | 3,362,000 | 5,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,763,000 | 126,536,000 | 127,804,000 | 129,936,000 |