Call reports 2022
ONELOCAL BANK — 2022
What ONELOCAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 715,016,000 | 669,552,000 | 645,636,000 | 860,247,000 |
| Total loans | 528,342,000 | 561,494,000 | 582,748,000 | 696,432,000 |
| Allowance for loan losses | 5,369,000 | 5,369,000 | 5,469,000 | 5,469,000 |
| Securities available for sale | 41,385,000 | 40,993,000 | 35,266,000 | 100,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,807,000 | 558,115,000 | 533,699,000 | 731,027,000 |
| Interest-bearing deposits | 508,656,000 | 481,689,000 | 461,620,000 | 642,991,000 |
| Noninterest-bearing deposits | 88,151,000 | 76,426,000 | 72,080,000 | 88,036,000 |
| Equity capital | 93,200,000 | 96,178,000 | 96,659,000 | 117,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,722,000 | 11,879,000 | 18,761,000 | 27,062,000 |
| Interest expense | 530,000 | 1,024,000 | 1,572,000 | 2,878,000 |
| Net interest income | 5,192,000 | 10,855,000 | 17,189,000 | 24,184,000 |
| Noninterest income | 345,000 | 649,000 | 959,000 | 1,325,000 |
| Noninterest expense | 3,491,000 | 6,941,000 | 11,750,000 | 17,293,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 2,046,000 | 4,563,000 | 6,298,000 | 8,116,000 |
| Income tax | 541,000 | 1,236,000 | 1,705,000 | 2,173,000 |
| Net income | 1,505,000 | 3,327,000 | 4,593,000 | 5,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,142,000 | 98,963,000 | 100,229,000 | 116,259,000 |