Call reports 2021
ONELOCAL BANK — 2021
What ONELOCAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 677,420,000 | 683,714,000 | 690,126,000 | 707,771,000 |
| Total loans | 491,869,000 | 509,543,000 | 512,343,000 | 504,205,000 |
| Allowance for loan losses | 5,262,000 | 5,353,000 | 5,368,000 | 5,368,000 |
| Securities available for sale | 48,130,000 | 50,894,000 | 48,302,000 | 46,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,127,000 | 567,829,000 | 573,181,000 | 589,551,000 |
| Interest-bearing deposits | 480,312,000 | 489,040,000 | 492,970,000 | 510,709,000 |
| Noninterest-bearing deposits | 79,816,000 | 78,790,000 | 80,211,000 | 78,842,000 |
| Equity capital | 87,012,000 | 89,991,000 | 91,704,000 | 93,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,807,000 | 11,500,000 | 17,237,000 | 22,934,000 |
| Interest expense | 800,000 | 1,473,000 | 2,094,000 | 2,668,000 |
| Net interest income | 5,007,000 | 10,027,000 | 15,143,000 | 20,266,000 |
| Noninterest income | 800,000 | 1,456,000 | 2,006,000 | 2,487,000 |
| Noninterest expense | 3,180,000 | 6,316,000 | 9,507,000 | 12,595,000 |
| Provision for loan losses | 15,000 | 105,000 | 120,000 | 120,000 |
| Pretax income | 2,612,000 | 5,186,000 | 7,646,000 | 10,162,000 |
| Income tax | 708,000 | 1,399,000 | 2,058,000 | 2,715,000 |
| Net income | 1,904,000 | 3,787,000 | 5,588,000 | 7,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,094,000 | 91,977,000 | 93,778,000 | 95,637,000 |