Call report 2008Q4
ONELOCAL BANK — 2008Q4
The 22 measures ONELOCAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 403,618,000 | USD | evidence → |
| Total loans | 341,529,000 | USD | evidence → |
| Allowance for loan losses | 7,137,000 | USD | evidence → |
| Securities available for sale | 17,774,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 316,417,000 | USD | evidence → |
| Interest-bearing deposits | 302,229,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,188,000 | USD | evidence → |
| Equity capital | 53,862,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,699,000 | USD | evidence → |
| Interest expense | 12,078,000 | USD | evidence → |
| Net interest income | 10,621,000 | USD | evidence → |
| Noninterest income | 1,504,000 | USD | evidence → |
| Noninterest expense | 12,200,000 | USD | evidence → |
| Provision for loan losses | 4,727,000 | USD | evidence → |
| Pretax income | -4,813,000 | USD | evidence → |
| Income tax | -2,189,000 | USD | evidence → |
| Net income | -2,624,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,939,000 | USD | evidence → |
| Total capital | 57,986,000 | USD | evidence → |
| Risk-weighted assets | 320,700,000 | USD | evidence → |