Call report 2004Q4
ONELOCAL BANK — 2004Q4
The 22 measures ONELOCAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 358,469,000 | USD | evidence → |
| Total loans | 268,075,000 | USD | evidence → |
| Allowance for loan losses | 3,520,000 | USD | evidence → |
| Securities available for sale | 61,260,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 287,919,000 | USD | evidence → |
| Interest-bearing deposits | 270,346,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,573,000 | USD | evidence → |
| Equity capital | 45,715,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,626,000 | USD | evidence → |
| Interest expense | 6,351,000 | USD | evidence → |
| Net interest income | 12,275,000 | USD | evidence → |
| Noninterest income | 1,564,000 | USD | evidence → |
| Noninterest expense | 7,663,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 5,666,000 | USD | evidence → |
| Income tax | 2,083,000 | USD | evidence → |
| Net income | 3,583,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,044,000 | USD | evidence → |
| Total capital | 49,191,000 | USD | evidence → |
| Risk-weighted assets | 251,407,000 | USD | evidence → |