Call report 2012Q4
CLIFTON SAVINGS BANK — 2012Q4
The 22 measures CLIFTON SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,018,818,000 | USD | evidence → |
| Total loans | 451,071,000 | USD | evidence → |
| Allowance for loan losses | 2,480,000 | USD | evidence → |
| Securities available for sale | 16,858,000 | USD | evidence → |
| Securities held to maturity | 456,670,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 790,207,000 | USD | evidence → |
| Interest-bearing deposits | 758,985,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,222,000 | USD | evidence → |
| Equity capital | 165,095,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,993,000 | USD | evidence → |
| Interest expense | 13,326,000 | USD | evidence → |
| Net interest income | 23,667,000 | USD | evidence → |
| Noninterest income | 1,164,000 | USD | evidence → |
| Noninterest expense | 13,815,000 | USD | evidence → |
| Provision for loan losses | 853,000 | USD | evidence → |
| Pretax income | 10,810,000 | USD | evidence → |
| Income tax | 3,638,000 | USD | evidence → |
| Net income | 7,172,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 164,646,000 | USD | evidence → |
| Total capital | 167,126,000 | USD | evidence → |
| Risk-weighted assets | 412,736,000 | USD | evidence → |