Call reports 2012
STATE BANK OF COKATO — 2012
What STATE BANK OF COKATO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 55,717,000 |
| Total loans | 30,111,000 |
| Allowance for loan losses | 791,000 |
| Securities available for sale | 4,078,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 53,329,000 |
| Interest-bearing deposits | 43,435,000 |
| Noninterest-bearing deposits | 9,894,000 |
| Equity capital | 2,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 463,000 |
| Interest expense | 120,000 |
| Net interest income | 343,000 |
| Noninterest income | 114,000 |
| Noninterest expense | 712,000 |
| Provision for loan losses | 110,000 |
| Pretax income | -365,000 |
| Income tax | 0 |
| Net income | -365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 2,325,000 |
| Total capital | 2,797,000 |
| Risk-weighted assets | 36,675,000 |