Call reports 2011
STATE BANK OF COKATO — 2011
What STATE BANK OF COKATO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,230,000 | 52,669,000 | 51,823,000 | 53,046,000 |
| Total loans | 35,610,000 | 32,801,000 | 32,365,000 | 30,854,000 |
| Allowance for loan losses | 788,000 | 825,000 | 830,000 | 705,000 |
| Securities available for sale | 4,474,000 | 4,584,000 | 4,718,000 | 4,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,338,000 | 49,819,000 | 48,992,000 | 50,336,000 |
| Interest-bearing deposits | 42,786,000 | 41,694,000 | 40,039,000 | 41,457,000 |
| Noninterest-bearing deposits | 8,552,000 | 8,126,000 | 8,952,000 | 8,879,000 |
| Equity capital | 2,802,000 | 2,773,000 | 2,748,000 | 2,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,145,000 | 1,670,000 | 2,176,000 |
| Interest expense | 161,000 | 311,000 | 402,000 | 574,000 |
| Net interest income | 413,000 | 834,000 | 1,268,000 | 1,602,000 |
| Noninterest income | -121,000 | -30,000 | -35,000 | 125,000 |
| Noninterest expense | 526,000 | 1,077,000 | 1,631,000 | 2,202,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 80,000 |
| Pretax income | -234,000 | -269,000 | -249,000 | -356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -234,000 | -269,000 | -249,000 | -356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,813,000 | 2,776,000 | 2,796,000 | 2,689,000 |
| Total capital | 3,323,000 | 3,259,000 | 3,266,000 | 3,140,000 |
| Risk-weighted assets | 40,508,000 | 38,297,000 | 37,257,000 | 36,756,000 |