Call reports 2015
LITTLE RIVER BANK — 2015
What LITTLE RIVER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 37,881,000 | 34,962,000 | 34,833,000 | 36,989,000 |
| Total loans | 11,791,000 | 13,872,000 | 14,539,000 | 10,716,000 |
| Allowance for loan losses | 330,000 | 296,000 | 293,000 | 303,000 |
| Securities available for sale | 14,899,000 | 15,470,000 | 15,336,000 | 15,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,268,000 | 30,405,000 | 30,187,000 | 32,558,000 |
| Interest-bearing deposits | 25,767,000 | 23,763,000 | 23,961,000 | 24,706,000 |
| Noninterest-bearing deposits | 7,501,000 | 6,642,000 | 6,226,000 | 7,852,000 |
| Equity capital | 4,483,000 | 4,366,000 | 4,509,000 | 4,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 580,000 | 901,000 | 1,176,000 |
| Interest expense | 14,000 | 29,000 | 43,000 | 57,000 |
| Net interest income | 250,000 | 551,000 | 858,000 | 1,119,000 |
| Noninterest income | 38,000 | 86,000 | 124,000 | 164,000 |
| Noninterest expense | 351,000 | 663,000 | 1,000,000 | 1,346,000 |
| Provision for loan losses | 10,000 | 10,000 | 51,000 | 59,000 |
| Pretax income | -19,000 | 18,000 | -15,000 | -68,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -19,000 | 18,000 | -15,000 | -68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,596,000 | 4,632,000 | 4,599,000 | 4,547,000 |
| Total capital | 4,778,000 | 4,840,000 | 4,811,000 | 4,727,000 |
| Risk-weighted assets | 14,446,000 | 16,576,000 | 16,855,000 | 14,323,000 |