Call reports 2006
SUNCOAST BANK — 2006
What SUNCOAST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 134,950,000 | 140,233,000 |
| Total loans | 118,376,000 | 123,817,000 |
| Allowance for loan losses | 1,272,000 | 1,343,000 |
| Securities available for sale | 9,226,000 | 8,808,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 119,101,000 | 125,219,000 |
| Interest-bearing deposits | 108,733,000 | 115,382,000 |
| Noninterest-bearing deposits | 10,368,000 | 9,837,000 |
| Equity capital | 14,377,000 | 14,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 2,138,000 | 4,433,000 |
| Interest expense | 955,000 | 2,070,000 |
| Net interest income | 1,183,000 | 2,363,000 |
| Noninterest income | 30,000 | 72,000 |
| Noninterest expense | 752,000 | 1,526,000 |
| Provision for loan losses | 78,000 | 149,000 |
| Pretax income | 378,000 | 750,000 |
| Income tax | 144,000 | 285,000 |
| Net income | 234,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 14,587,000 | 14,818,000 |
| Total capital | 15,859,000 | 16,164,000 |
| Risk-weighted assets | 136,589,000 | 141,361,000 |