Call reports 2002
SUNCOAST BANK — 2002
What SUNCOAST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,744,000 | 50,236,000 | 55,017,000 | 60,309,000 |
| Total loans | 32,800,000 | 34,325,000 | 40,617,000 | 40,975,000 |
| Allowance for loan losses | 395,000 | 434,000 | 489,000 | 518,000 |
| Securities available for sale | 8,829,000 | 8,749,000 | 8,436,000 | 8,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,274,000 | 44,666,000 | 49,407,000 | 54,712,000 |
| Interest-bearing deposits | 41,545,000 | 41,323,000 | 45,771,000 | 47,525,000 |
| Noninterest-bearing deposits | 2,729,000 | 3,343,000 | 3,636,000 | 7,187,000 |
| Equity capital | 4,368,000 | 4,470,000 | 4,480,000 | 4,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,400,000 | 2,204,000 | 3,043,000 |
| Interest expense | 309,000 | 629,000 | 970,000 | 1,307,000 |
| Net interest income | 367,000 | 771,000 | 1,234,000 | 1,736,000 |
| Noninterest income | 16,000 | 30,000 | 51,000 | 74,000 |
| Noninterest expense | 402,000 | 810,000 | 1,249,000 | 1,699,000 |
| Provision for loan losses | 43,000 | 82,000 | 137,000 | 166,000 |
| Pretax income | -27,000 | -56,000 | -66,000 | -16,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -27,000 | -56,000 | -66,000 | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,353,000 | 4,326,000 | 4,315,000 | 4,365,000 |
| Total capital | 4,748,000 | 4,760,000 | 4,804,000 | 4,883,000 |
| Risk-weighted assets | 36,576,000 | 38,401,000 | 43,663,000 | 46,793,000 |