Call reports 2001
SUNCOAST BANK — 2001
What SUNCOAST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,318,000 | 34,733,000 | 39,277,000 | 41,146,000 |
| Total loans | 15,732,000 | 19,374,000 | 24,918,000 | 28,938,000 |
| Allowance for loan losses | 187,000 | 235,000 | 287,000 | 352,000 |
| Securities available for sale | 7,383,000 | 10,306,000 | 8,649,000 | 8,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,424,000 | 28,979,000 | 33,483,000 | 35,523,000 |
| Interest-bearing deposits | 24,543,000 | 27,004,000 | 31,576,000 | 33,114,000 |
| Noninterest-bearing deposits | 1,881,000 | 1,975,000 | 1,907,000 | 2,409,000 |
| Equity capital | 4,817,000 | 4,672,000 | 4,674,000 | 4,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 1,061,000 | 1,712,000 | 2,402,000 |
| Interest expense | 295,000 | 634,000 | 996,000 | 1,336,000 |
| Net interest income | 192,000 | 427,000 | 716,000 | 1,066,000 |
| Noninterest income | 7,000 | 16,000 | 29,000 | 43,000 |
| Noninterest expense | 323,000 | 676,000 | 1,065,000 | 1,445,000 |
| Provision for loan losses | 34,000 | 82,000 | 134,000 | 199,000 |
| Pretax income | -158,000 | -315,000 | -454,000 | -535,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -158,000 | -315,000 | -454,000 | -535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,758,000 | 4,601,000 | 4,462,000 | 4,381,000 |
| Total capital | 4,945,000 | 4,836,000 | 4,749,000 | 4,733,000 |
| Risk-weighted assets | 18,672,000 | 22,907,000 | 28,290,000 | 31,555,000 |