Call reports 2002
FIRST NATIONAL BANK OFJOHNS CREEK — 2002
What FIRST NATIONAL BANK OFJOHNS CREEK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 88,183,000 | 99,671,000 | 106,752,000 |
| Total loans | 70,745,000 | 79,423,000 | 83,451,000 |
| Allowance for loan losses | 886,000 | 993,000 | 1,019,000 |
| Securities available for sale | 7,387,000 | 7,756,000 | 9,397,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 74,565,000 | 85,719,000 | 92,527,000 |
| Interest-bearing deposits | 71,074,000 | 82,262,000 | 88,569,000 |
| Noninterest-bearing deposits | 3,490,000 | 3,457,000 | 3,958,000 |
| Equity capital | 9,366,000 | 9,519,000 | 9,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 1,362,000 | 2,872,000 | 4,461,000 |
| Interest expense | 652,000 | 1,369,000 | 2,137,000 |
| Net interest income | 710,000 | 1,503,000 | 2,324,000 |
| Noninterest income | 49,000 | 179,000 | 305,000 |
| Noninterest expense | 555,000 | 1,223,000 | 1,889,000 |
| Provision for loan losses | 100,000 | 207,000 | 234,000 |
| Pretax income | 105,000 | 273,000 | 533,000 |
| Income tax | 31,000 | 93,000 | 194,000 |
| Net income | 74,000 | 180,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 9,358,000 | 9,465,000 | 9,624,000 |
| Total capital | 10,244,000 | 10,458,000 | 10,643,000 |
| Risk-weighted assets | 78,517,000 | 88,044,000 | 93,280,000 |