Call reports 2001
FIRST NATIONAL BANK OFJOHNS CREEK — 2001
What FIRST NATIONAL BANK OFJOHNS CREEK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 51,291,000 | 64,003,000 | 72,294,000 | 77,738,000 |
| Total loans | 35,173,000 | 46,761,000 | 54,997,000 | 62,808,000 |
| Allowance for loan losses | 440,000 | 584,000 | 690,000 | 786,000 |
| Securities available for sale | 7,228,000 | 4,429,000 | 5,507,000 | 7,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,926,000 | 52,670,000 | 60,801,000 | 63,982,000 |
| Interest-bearing deposits | 38,070,000 | 48,475,000 | 57,050,000 | 61,175,000 |
| Noninterest-bearing deposits | 1,856,000 | 4,195,000 | 3,751,000 | 2,807,000 |
| Equity capital | 9,026,000 | 8,962,000 | 9,075,000 | 9,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,209,000 | 3,445,000 | 4,702,000 |
| Interest expense | 573,000 | 1,187,000 | 1,837,000 | 2,510,000 |
| Net interest income | 458,000 | 1,022,000 | 1,608,000 | 2,192,000 |
| Noninterest income | 48,000 | 110,000 | 179,000 | 345,000 |
| Noninterest expense | 420,000 | 924,000 | 1,441,000 | 2,001,000 |
| Provision for loan losses | 64,000 | 208,000 | 314,000 | 410,000 |
| Pretax income | 22,000 | 72,000 | 130,000 | 224,000 |
| Income tax | 0 | 0 | 0 | -255,000 |
| Net income | 22,000 | 72,000 | 130,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,827,000 | 8,877,000 | 8,936,000 | 9,285,000 |
| Total capital | 9,267,000 | 9,461,000 | 9,626,000 | 10,071,000 |
| Risk-weighted assets | 41,138,000 | 55,048,000 | 61,733,000 | 69,618,000 |