Call reports 2013
BANK OF THAYER — 2013
What BANK OF THAYER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 79,823,000 | 81,713,000 | 78,125,000 |
| Total loans | 40,655,000 | 39,045,000 | 39,494,000 |
| Allowance for loan losses | 757,000 | 797,000 | 809,000 |
| Securities available for sale | 33,203,000 | 35,509,000 | 34,110,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 69,227,000 | 69,942,000 | 68,393,000 |
| Interest-bearing deposits | 59,653,000 | 59,471,000 | 57,390,000 |
| Noninterest-bearing deposits | 9,573,000 | 10,471,000 | 11,002,000 |
| Equity capital | 7,698,000 | 7,126,000 | 7,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 777,000 | 1,559,000 | 2,346,000 |
| Interest expense | 108,000 | 207,000 | 302,000 |
| Net interest income | 669,000 | 1,352,000 | 2,044,000 |
| Noninterest income | 231,000 | 480,000 | 721,000 |
| Noninterest expense | 755,000 | 1,509,000 | 2,346,000 |
| Provision for loan losses | 69,000 | 123,000 | 168,000 |
| Pretax income | 110,000 | 235,000 | 286,000 |
| Income tax | 33,000 | 70,000 | 34,000 |
| Net income | 77,000 | 165,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 7,184,000 | 7,245,000 | 7,333,000 |
| Total capital | 7,718,000 | 7,774,000 | 7,863,000 |
| Risk-weighted assets | 42,831,000 | 42,426,000 | 42,259,000 |