Call reports 2012
BANK OF THAYER — 2012
What BANK OF THAYER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,850,000 | 80,630,000 | 79,365,000 | 80,554,000 |
| Total loans | 42,621,000 | 42,756,000 | 43,048,000 | 41,134,000 |
| Allowance for loan losses | 889,000 | 663,000 | 699,000 | 716,000 |
| Securities available for sale | 27,913,000 | 29,217,000 | 31,482,000 | 30,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,113,000 | 69,373,000 | 67,980,000 | 69,160,000 |
| Interest-bearing deposits | 60,359,000 | 59,270,000 | 58,816,000 | 58,084,000 |
| Noninterest-bearing deposits | 9,754,000 | 10,102,000 | 9,164,000 | 11,075,000 |
| Equity capital | 7,394,000 | 7,563,000 | 7,669,000 | 7,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,701,000 | 2,518,000 | 3,512,000 |
| Interest expense | 144,000 | 283,000 | 410,000 | 527,000 |
| Net interest income | 725,000 | 1,418,000 | 2,108,000 | 2,985,000 |
| Noninterest income | 207,000 | 480,000 | 722,000 | 976,000 |
| Noninterest expense | 794,000 | 1,586,000 | 2,366,000 | 3,128,000 |
| Provision for loan losses | 57,000 | 99,000 | 253,000 | 322,000 |
| Pretax income | 81,000 | 213,000 | 212,000 | 520,000 |
| Income tax | 18,000 | 57,000 | 40,000 | 151,000 |
| Net income | 63,000 | 156,000 | 172,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,847,000 | 6,940,000 | 6,956,000 | 7,105,000 |
| Total capital | 7,403,000 | 7,500,000 | 7,516,000 | 7,650,000 |
| Risk-weighted assets | 44,187,000 | 44,687,000 | 44,822,000 | 43,651,000 |