Call reports 2011
BANK OF THAYER — 2011
What BANK OF THAYER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 79,111,000 | 77,852,000 | 79,305,000 | 77,120,000 |
| Total loans | 44,710,000 | 45,244,000 | 45,304,000 | 45,195,000 |
| Allowance for loan losses | 738,000 | 767,000 | 813,000 | 831,000 |
| Securities available for sale | 26,960,000 | 26,943,000 | 25,050,000 | 26,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,000,000 | 67,153,000 | 68,429,000 | 66,529,000 |
| Interest-bearing deposits | 59,254,000 | 58,735,000 | 58,592,000 | 57,897,000 |
| Noninterest-bearing deposits | 9,747,000 | 8,418,000 | 9,837,000 | 8,632,000 |
| Equity capital | 6,854,000 | 7,098,000 | 7,329,000 | 7,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,850,000 | 2,757,000 | 3,659,000 |
| Interest expense | 186,000 | 362,000 | 528,000 | 685,000 |
| Net interest income | 737,000 | 1,488,000 | 2,229,000 | 2,974,000 |
| Noninterest income | 241,000 | 432,000 | 640,000 | 864,000 |
| Noninterest expense | 779,000 | 1,568,000 | 2,388,000 | 3,351,000 |
| Provision for loan losses | 66,000 | 126,000 | 183,000 | 240,000 |
| Pretax income | 133,000 | 275,000 | 359,000 | 308,000 |
| Income tax | 38,000 | 76,000 | 97,000 | 70,000 |
| Net income | 95,000 | 199,000 | 262,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,642,000 | 6,746,000 | 6,809,000 | 6,784,000 |
| Total capital | 7,210,000 | 7,313,000 | 7,374,000 | 7,348,000 |
| Risk-weighted assets | 47,293,000 | 46,850,000 | 46,052,000 | 44,881,000 |