Call reports 2010
BANK OF THAYER — 2010
What BANK OF THAYER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 75,941,000 | 76,170,000 | 75,733,000 | 76,789,000 |
| Total loans | 44,126,000 | 44,595,000 | 45,096,000 | 44,897,000 |
| Allowance for loan losses | 745,000 | 685,000 | 631,000 | 666,000 |
| Securities available for sale | 24,866,000 | 25,489,000 | 24,698,000 | 25,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,650,000 | 65,588,000 | 65,052,000 | 66,563,000 |
| Interest-bearing deposits | 58,116,000 | 57,209,000 | 56,634,000 | 57,533,000 |
| Noninterest-bearing deposits | 7,535,000 | 8,379,000 | 8,418,000 | 9,030,000 |
| Equity capital | 6,949,000 | 6,900,000 | 6,784,000 | 6,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 959,000 | 1,946,000 | 2,877,000 | 3,847,000 |
| Interest expense | 269,000 | 492,000 | 705,000 | 903,000 |
| Net interest income | 690,000 | 1,454,000 | 2,172,000 | 2,944,000 |
| Noninterest income | 181,000 | 397,000 | 666,000 | 876,000 |
| Noninterest expense | 821,000 | 1,658,000 | 2,490,000 | 3,291,000 |
| Provision for loan losses | 42,000 | 378,000 | 485,000 | 566,000 |
| Pretax income | 11,000 | -182,000 | -129,000 | -29,000 |
| Income tax | 1,000 | 2,000 | 3,000 | -12,000 |
| Net income | 10,000 | -184,000 | -132,000 | -17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,646,000 | 6,452,000 | 6,432,000 | 6,547,000 |
| Total capital | 7,202,000 | 7,023,000 | 7,006,000 | 7,139,000 |
| Risk-weighted assets | 45,140,000 | 45,133,000 | 45,849,000 | 46,488,000 |