Call reports 2009
BANK OF THAYER — 2009
What BANK OF THAYER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 76,509,000 | 76,543,000 | 77,645,000 | 77,079,000 |
| Total loans | 48,583,000 | 47,180,000 | 45,745,000 | 44,622,000 |
| Allowance for loan losses | 789,000 | 810,000 | 722,000 | 750,000 |
| Securities available for sale | 18,679,000 | 22,306,000 | 23,285,000 | 22,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,588,000 | 61,849,000 | 64,799,000 | 64,940,000 |
| Interest-bearing deposits | 53,910,000 | 53,957,000 | 55,859,000 | 57,474,000 |
| Noninterest-bearing deposits | 7,678,000 | 7,892,000 | 8,940,000 | 7,465,000 |
| Equity capital | 6,720,000 | 6,721,000 | 6,964,000 | 6,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,140,000 | 3,154,000 | 4,160,000 |
| Interest expense | 361,000 | 697,000 | 1,019,000 | 1,321,000 |
| Net interest income | 718,000 | 1,443,000 | 2,135,000 | 2,839,000 |
| Noninterest income | 176,000 | 381,000 | 610,000 | 842,000 |
| Noninterest expense | 826,000 | 1,601,000 | 2,414,000 | 3,300,000 |
| Provision for loan losses | 98,000 | 122,000 | 143,000 | 176,000 |
| Pretax income | -29,000 | 104,000 | 191,000 | 208,000 |
| Income tax | 1,000 | 9,000 | 26,000 | 19,000 |
| Net income | -30,000 | 95,000 | 165,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,485,000 | 6,586,000 | 6,633,000 | 6,636,000 |
| Total capital | 7,096,000 | 7,178,000 | 7,216,000 | 7,230,000 |
| Risk-weighted assets | 48,045,000 | 47,669,000 | 46,499,000 | 46,580,000 |