Call reports 2008
BANK OF THAYER — 2008
What BANK OF THAYER reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 78,181,000 | 77,476,000 | 76,533,000 | 75,518,000 |
| Total loans | 55,912,000 | 55,009,000 | 53,024,000 | 51,379,000 |
| Allowance for loan losses | 793,000 | 800,000 | 863,000 | 713,000 |
| Securities available for sale | 15,893,000 | 15,679,000 | 15,962,000 | 17,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,896,000 | 61,535,000 | 60,377,000 | 60,929,000 |
| Interest-bearing deposits | 54,534,000 | 53,765,000 | 52,713,000 | 52,622,000 |
| Noninterest-bearing deposits | 7,362,000 | 7,770,000 | 7,664,000 | 8,307,000 |
| Equity capital | 6,387,000 | 6,331,000 | 6,383,000 | 6,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,508,000 | 3,729,000 | 4,880,000 |
| Interest expense | 526,000 | 993,000 | 1,425,000 | 1,813,000 |
| Net interest income | 739,000 | 1,515,000 | 2,304,000 | 3,067,000 |
| Noninterest income | 205,000 | 436,000 | 662,000 | 872,000 |
| Noninterest expense | 772,000 | 1,529,000 | 2,299,000 | 3,112,000 |
| Provision for loan losses | 237,000 | 267,000 | 358,000 | 428,000 |
| Pretax income | -53,000 | 167,000 | 321,000 | 411,000 |
| Income tax | 1,000 | 28,000 | 72,000 | 90,000 |
| Net income | -54,000 | 139,000 | 249,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,273,000 | 6,421,000 | 6,501,000 | 6,540,000 |
| Total capital | 6,961,000 | 7,105,000 | 7,169,000 | 7,164,000 |
| Risk-weighted assets | 54,190,000 | 53,853,000 | 53,211,000 | 51,451,000 |