Call reports 2007
BANK OF THAYER — 2007
What BANK OF THAYER reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 77,253,000 | 75,467,000 | 74,347,000 | 75,073,000 |
| Total loans | 52,866,000 | 52,362,000 | 53,617,000 | 54,009,000 |
| Allowance for loan losses | 613,000 | 605,000 | 587,000 | 578,000 |
| Securities available for sale | 14,499,000 | 15,192,000 | 14,925,000 | 14,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,258,000 | 61,152,000 | 59,618,000 | 59,697,000 |
| Interest-bearing deposits | 53,893,000 | 52,763,000 | 52,057,000 | 52,315,000 |
| Noninterest-bearing deposits | 8,365,000 | 8,389,000 | 7,561,000 | 7,382,000 |
| Equity capital | 6,088,000 | 6,023,000 | 6,208,000 | 6,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,528,000 | 3,834,000 | 5,126,000 |
| Interest expense | 556,000 | 1,115,000 | 1,677,000 | 2,223,000 |
| Net interest income | 686,000 | 1,413,000 | 2,157,000 | 2,903,000 |
| Noninterest income | 197,000 | 393,000 | 600,000 | 804,000 |
| Noninterest expense | 819,000 | 1,600,000 | 2,392,000 | 3,126,000 |
| Provision for loan losses | 35,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 29,000 | 171,000 | 330,000 | 546,000 |
| Income tax | 1,000 | 22,000 | 62,000 | 143,000 |
| Net income | 28,000 | 149,000 | 268,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,188,000 | 6,229,000 | 6,297,000 | 6,372,000 |
| Total capital | 6,801,000 | 6,834,000 | 6,884,000 | 6,950,000 |
| Risk-weighted assets | 51,902,000 | 51,604,000 | 51,893,000 | 52,781,000 |