Call reports 2006
BANK OF THAYER — 2006
What BANK OF THAYER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 77,421,000 | 75,186,000 | 73,995,000 | 75,149,000 |
| Total loans | 51,212,000 | 52,744,000 | 51,571,000 | 52,404,000 |
| Allowance for loan losses | 669,000 | 692,000 | 699,000 | 590,000 |
| Securities available for sale | 14,279,000 | 15,332,000 | 15,277,000 | 14,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,854,000 | 61,347,000 | 59,910,000 | 60,688,000 |
| Interest-bearing deposits | 51,858,000 | 52,100,000 | 50,414,000 | 52,740,000 |
| Noninterest-bearing deposits | 9,996,000 | 9,247,000 | 9,495,000 | 7,948,000 |
| Equity capital | 5,854,000 | 5,828,000 | 5,976,000 | 6,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,142,000 | 2,321,000 | 3,531,000 | 4,772,000 |
| Interest expense | 404,000 | 833,000 | 1,285,000 | 1,801,000 |
| Net interest income | 738,000 | 1,488,000 | 2,246,000 | 2,971,000 |
| Noninterest income | 130,000 | 266,000 | 409,000 | 584,000 |
| Noninterest expense | 793,000 | 1,555,000 | 2,345,000 | 3,101,000 |
| Provision for loan losses | 12,000 | 34,000 | 68,000 | 132,000 |
| Pretax income | 66,000 | 165,000 | 242,000 | 321,000 |
| Income tax | 18,000 | 19,000 | 39,000 | 44,000 |
| Net income | 48,000 | 146,000 | 203,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,105,000 | 6,143,000 | 6,121,000 | 6,194,000 |
| Total capital | 6,774,000 | 6,808,000 | 6,756,000 | 6,784,000 |
| Risk-weighted assets | 54,617,000 | 53,210,000 | 50,738,000 | 51,556,000 |