Call reports 2004
BANK OF THAYER — 2004
What BANK OF THAYER reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 78,858,000 | 75,765,000 | 76,257,000 | 75,851,000 |
| Total loans | 49,959,000 | 50,056,000 | 49,546,000 | 46,611,000 |
| Allowance for loan losses | 671,000 | 671,000 | 671,000 | 652,000 |
| Securities available for sale | 19,401,000 | 18,398,000 | 18,429,000 | 20,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,611,000 | 62,198,000 | 63,152,000 | 63,324,000 |
| Interest-bearing deposits | 55,276,000 | 54,505,000 | 55,073,000 | 55,397,000 |
| Noninterest-bearing deposits | 9,335,000 | 7,693,000 | 8,079,000 | 7,927,000 |
| Equity capital | 5,867,000 | 5,551,000 | 5,960,000 | 5,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,004,000 | 3,005,000 | 4,007,000 |
| Interest expense | 300,000 | 594,000 | 894,000 | 1,205,000 |
| Net interest income | 701,000 | 1,410,000 | 2,111,000 | 2,802,000 |
| Noninterest income | 104,000 | 208,000 | 325,000 | 436,000 |
| Noninterest expense | 712,000 | 1,418,000 | 2,089,000 | 2,856,000 |
| Provision for loan losses | 0 | 11,000 | 4,000 | 31,000 |
| Pretax income | 94,000 | 196,000 | 350,000 | 358,000 |
| Income tax | 8,000 | -9,000 | 15,000 | 5,000 |
| Net income | 86,000 | 205,000 | 335,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,850,000 | 5,925,000 | 6,009,000 | 5,934,000 |
| Total capital | 6,490,000 | 6,565,000 | 6,639,000 | 6,538,000 |
| Risk-weighted assets | 51,145,000 | 51,168,000 | 50,359,000 | 48,250,000 |