Call reports 2003
BANK OF THAYER — 2003
What BANK OF THAYER reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 76,697,000 | 78,120,000 | 77,200,000 | 76,327,000 |
| Total loans | 49,584,000 | 49,252,000 | 49,881,000 | 51,345,000 |
| Allowance for loan losses | 671,000 | 671,000 | 671,000 | 671,000 |
| Securities available for sale | 20,770,000 | 22,547,000 | 21,557,000 | 20,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,260,000 | 63,917,000 | 62,728,000 | 62,400,000 |
| Interest-bearing deposits | 56,113,000 | 57,216,000 | 55,922,000 | 55,052,000 |
| Noninterest-bearing deposits | 6,147,000 | 6,701,000 | 6,806,000 | 7,348,000 |
| Equity capital | 5,804,000 | 5,903,000 | 5,730,000 | 5,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,107,000 | 3,144,000 | 4,197,000 |
| Interest expense | 383,000 | 759,000 | 1,105,000 | 1,418,000 |
| Net interest income | 681,000 | 1,348,000 | 2,039,000 | 2,779,000 |
| Noninterest income | 117,000 | 225,000 | 329,000 | 434,000 |
| Noninterest expense | 632,000 | 1,284,000 | 1,950,000 | 2,709,000 |
| Provision for loan losses | 0 | 2,000 | 27,000 | 29,000 |
| Pretax income | 194,000 | 317,000 | 436,000 | 556,000 |
| Income tax | 48,000 | 74,000 | 118,000 | 128,000 |
| Net income | 146,000 | 243,000 | 318,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,660,000 | 5,712,000 | 5,740,000 | 5,772,000 |
| Total capital | 6,291,000 | 6,337,000 | 6,366,000 | 6,412,000 |
| Risk-weighted assets | 50,613,000 | 49,934,000 | 50,057,000 | 51,168,000 |