Call reports 2002
BANK OF THAYER — 2002
What BANK OF THAYER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 72,573,000 | 72,623,000 | 73,461,000 | 73,756,000 |
| Total loans | 47,662,000 | 49,447,000 | 50,293,000 | 49,381,000 |
| Allowance for loan losses | 631,000 | 646,000 | 661,000 | 671,000 |
| Securities available for sale | 19,384,000 | 17,466,000 | 17,584,000 | 19,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,379,000 | 59,512,000 | 60,312,000 | 60,180,000 |
| Interest-bearing deposits | 53,092,000 | 53,366,000 | 54,288,000 | 54,467,000 |
| Noninterest-bearing deposits | 6,287,000 | 6,146,000 | 6,024,000 | 5,713,000 |
| Equity capital | 5,269,000 | 5,432,000 | 5,628,000 | 5,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,314,000 | 3,451,000 | 4,569,000 |
| Interest expense | 480,000 | 921,000 | 1,352,000 | 1,766,000 |
| Net interest income | 695,000 | 1,393,000 | 2,099,000 | 2,803,000 |
| Noninterest income | 95,000 | 198,000 | 307,000 | 423,000 |
| Noninterest expense | 669,000 | 1,287,000 | 2,083,000 | 2,535,000 |
| Provision for loan losses | 23,000 | 46,000 | 61,000 | 77,000 |
| Pretax income | 98,000 | 289,000 | 316,000 | 687,000 |
| Income tax | 53,000 | 129,000 | 0 | 224,000 |
| Net income | 45,000 | 160,000 | 316,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,275,000 | 5,345,000 | 5,455,000 | 5,514,000 |
| Total capital | 5,896,000 | 5,966,000 | 6,082,000 | 6,147,000 |
| Risk-weighted assets | 49,642,000 | 49,632,000 | 50,087,000 | 50,581,000 |