Call reports 2001
BANK OF THAYER — 2001
What BANK OF THAYER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,617,000 | 68,573,000 | 69,782,000 | 72,695,000 |
| Total loans | 47,886,000 | 48,836,000 | 50,742,000 | 50,394,000 |
| Allowance for loan losses | 571,000 | 586,000 | 601,000 | 616,000 |
| Securities available for sale | 11,602,000 | 11,717,000 | 12,870,000 | 14,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,484,000 | 56,560,000 | 58,083,000 | 59,466,000 |
| Interest-bearing deposits | 50,600,000 | 51,705,000 | 52,722,000 | 53,667,000 |
| Noninterest-bearing deposits | 4,884,000 | 4,856,000 | 5,361,000 | 5,799,000 |
| Equity capital | 4,993,000 | 5,064,000 | 5,259,000 | 5,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,685,000 | 3,960,000 | 5,205,000 |
| Interest expense | 718,000 | 1,398,000 | 2,003,000 | 2,561,000 |
| Net interest income | 620,000 | 1,287,000 | 1,957,000 | 2,644,000 |
| Noninterest income | 87,000 | 175,000 | 275,000 | 388,000 |
| Noninterest expense | 584,000 | 1,205,000 | 1,777,000 | 2,425,000 |
| Provision for loan losses | 16,000 | 30,000 | 51,000 | 70,000 |
| Pretax income | 108,000 | 228,000 | 405,000 | 536,000 |
| Income tax | 32,000 | 77,000 | 117,000 | 117,000 |
| Net income | 76,000 | 151,000 | 288,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,886,000 | 4,961,000 | 5,098,000 | 5,230,000 |
| Total capital | 5,457,000 | 5,547,000 | 5,699,000 | 5,846,000 |
| Risk-weighted assets | 47,725,000 | 48,806,000 | 50,298,000 | 51,604,000 |