Call reports 2005

WASHINGTON STATE BANK, NATIONAL ASSOCIATION — 2005

Name: WASHINGTON STATE BANK, NATIONAL ASSOCIATION — FFIEC call report 2005
Creator: WASHINGTON STATE BANK, NATIONAL ASSOCIATION

What WASHINGTON STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/aea3ae63-5116-4384-98d4-cba1c3858950/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	57,163,000	56,683,000	58,079,000	57,197,000
Total loans	45,345,000	45,601,000	42,519,000	44,690,000
Allowance for loan losses	656,000	609,000	559,000	560,000
Securities available for sale	4,850,000	4,974,000	4,899,000	4,865,000
Securities held to maturity	199,000	199,000	200,000	200,000
Trading assets	0	0	0	0
Total deposits	49,540,000	47,710,000	48,907,000	47,830,000
Interest-bearing deposits	43,168,000	40,995,000	41,144,000	39,727,000
Noninterest-bearing deposits	6,372,000	6,715,000	7,763,000	8,103,000
Equity capital	5,505,000	5,746,000	5,874,000	5,988,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	967,000	1,954,000	3,035,000	4,104,000
Interest expense	251,000	524,000	824,000	1,126,000
Net interest income	716,000	1,430,000	2,211,000	2,978,000
Noninterest income	42,000	87,000	137,000	199,000
Noninterest expense	509,000	1,067,000	1,626,000	2,196,000
Provision for loan losses	20,000	-28,000	-28,000	-28,000
Pretax income	221,000	469,000	741,000	1,000,000
Income tax	76,000	160,000	254,000	332,000
Net income	145,000	309,000	487,000	668,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	5,597,000	5,761,000	5,939,000	6,075,000
Total capital	6,164,000	6,332,000	6,485,000	6,635,000
Risk-weighted assets	45,296,000	45,639,000	43,692,000	44,993,000