Call reports 2025
C3BANK, NATIONAL ASSOCIATION — 2025
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 928,807,000 | 952,057,000 | 934,021,000 | 996,220,000 |
| Total loans | 549,485,000 | 574,676,000 | 584,474,000 | 607,501,000 |
| Allowance for loan losses | 7,943,000 | 7,943,000 | 7,943,000 | 8,163,000 |
| Securities available for sale | 2,844,000 | 348,000 | 4,174,000 | 5,715,000 |
| Securities held to maturity | 31,236,000 | 28,392,000 | 27,552,000 | 26,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 824,623,000 | 848,863,000 | 825,621,000 | 885,777,000 |
| Interest-bearing deposits | 548,319,000 | 508,506,000 | 471,974,000 | 435,796,000 |
| Noninterest-bearing deposits | 276,304,000 | 340,357,000 | 353,647,000 | 449,981,000 |
| Equity capital | 88,090,000 | 86,358,000 | 89,179,000 | 91,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,587,000 | 24,721,000 | 37,165,000 | 49,089,000 |
| Interest expense | 4,381,000 | 8,378,000 | 12,346,000 | 15,686,000 |
| Net interest income | 8,206,000 | 16,343,000 | 24,819,000 | 33,403,000 |
| Noninterest income | 217,000 | 446,000 | 757,000 | 1,088,000 |
| Noninterest expense | 4,634,000 | 9,136,000 | 13,671,000 | 18,315,000 |
| Provision for loan losses | 0 | 0 | 0 | 220,000 |
| Pretax income | 3,789,000 | 7,653,000 | 11,905,000 | 16,006,000 |
| Income tax | 1,152,000 | 2,276,000 | 3,515,000 | 4,675,000 |
| Net income | 2,637,000 | 5,377,000 | 8,390,000 | 11,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,114,000 | 86,360,000 | 89,153,000 | 91,895,000 |
| Total capital | 94,717,000 | 93,279,000 | 96,088,000 | 99,184,000 |
| Risk-weighted assets | 526,513,000 | 552,163,000 | 553,421,000 | 581,921,000 |