Call reports 2022
C3BANK, NATIONAL ASSOCIATION — 2022
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 716,952,000 | 735,830,000 | 688,231,000 | 731,074,000 |
| Total loans | 480,618,000 | 500,833,000 | 534,576,000 | 561,833,000 |
| Allowance for loan losses | 5,937,000 | 6,555,000 | 6,801,000 | 7,130,000 |
| Securities available for sale | 6,040,000 | 5,747,000 | 15,498,000 | 5,483,000 |
| Securities held to maturity | 0 | 69,732,000 | 69,226,000 | 60,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,408,000 | 664,386,000 | 604,829,000 | 656,318,000 |
| Interest-bearing deposits | 369,805,000 | 366,030,000 | 329,724,000 | 405,919,000 |
| Noninterest-bearing deposits | 278,603,000 | 298,356,000 | 275,105,000 | 250,399,000 |
| Equity capital | 59,175,000 | 62,372,000 | 64,140,000 | 66,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,813,000 | 12,303,000 | 19,608,000 | 27,915,000 |
| Interest expense | 260,000 | 579,000 | 1,209,000 | 2,339,000 |
| Net interest income | 5,553,000 | 11,724,000 | 18,399,000 | 25,576,000 |
| Noninterest income | 280,000 | 545,000 | 819,000 | 1,024,000 |
| Noninterest expense | 3,092,000 | 6,308,000 | 9,708,000 | 13,285,000 |
| Provision for loan losses | 494,000 | 1,112,000 | 1,745,000 | 2,075,000 |
| Pretax income | 2,247,000 | 4,849,000 | 7,765,000 | 11,240,000 |
| Income tax | 76,000 | 893,000 | 1,771,000 | 2,815,000 |
| Net income | 2,171,000 | 3,956,000 | 5,994,000 | 8,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,169,000 | 62,427,000 | 64,229,000 | 66,384,000 |
| Total capital | 65,014,000 | 68,882,000 | 71,111,000 | 73,571,000 |
| Risk-weighted assets | 467,300,000 | 516,052,000 | 550,282,000 | 574,586,000 |