Call reports 2021
C3BANK, NATIONAL ASSOCIATION — 2021
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 601,994,000 | 673,075,000 | 654,000,000 | 779,787,000 |
| Total loans | 421,855,000 | 456,682,000 | 477,867,000 | 461,804,000 |
| Allowance for loan losses | 4,206,000 | 4,716,000 | 5,443,000 | 5,443,000 |
| Securities available for sale | 5,161,000 | 5,939,000 | 5,613,000 | 5,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,472,000 | 620,904,000 | 596,908,000 | 721,452,000 |
| Interest-bearing deposits | 311,768,000 | 356,178,000 | 339,637,000 | 389,307,000 |
| Noninterest-bearing deposits | 239,704,000 | 264,726,000 | 257,271,000 | 332,145,000 |
| Equity capital | 49,466,000 | 50,999,000 | 55,494,000 | 57,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,948,000 | 9,649,000 | 15,438,000 | 21,740,000 |
| Interest expense | 315,000 | 625,000 | 903,000 | 1,176,000 |
| Net interest income | 4,633,000 | 9,024,000 | 14,535,000 | 20,564,000 |
| Noninterest income | 212,000 | 480,000 | 715,000 | 981,000 |
| Noninterest expense | 2,212,000 | 4,448,000 | 6,991,000 | 9,980,000 |
| Provision for loan losses | 200,000 | 710,000 | 1,437,000 | 1,437,000 |
| Pretax income | 2,433,000 | 4,346,000 | 6,822,000 | 10,128,000 |
| Income tax | 89,000 | 174,000 | 306,000 | 1,429,000 |
| Net income | 2,344,000 | 4,172,000 | 6,516,000 | 8,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,283,000 | 50,825,000 | 55,380,000 | 57,323,000 |
| Total capital | 53,131,000 | 55,321,000 | 60,621,000 | 62,510,000 |
| Risk-weighted assets | 307,360,000 | 359,308,000 | 418,871,000 | 414,488,000 |