Call reports 2020
C3BANK, NATIONAL ASSOCIATION — 2020
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 423,443,000 | 468,284,000 | 470,493,000 | 542,164,000 |
| Total loans | 293,956,000 | 384,922,000 | 389,005,000 | 365,339,000 |
| Allowance for loan losses | 3,876,000 | 3,976,000 | 4,006,000 | 4,006,000 |
| Securities available for sale | 4,950,000 | 6,622,000 | 5,993,000 | 5,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,935,000 | 411,161,000 | 411,772,000 | 488,990,000 |
| Interest-bearing deposits | 239,847,000 | 269,893,000 | 264,868,000 | 298,902,000 |
| Noninterest-bearing deposits | 98,088,000 | 141,268,000 | 146,904,000 | 190,088,000 |
| Equity capital | 44,634,000 | 46,044,000 | 47,529,000 | 47,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,058,000 | 8,280,000 | 12,787,000 | 17,232,000 |
| Interest expense | 663,000 | 1,195,000 | 1,696,000 | 2,094,000 |
| Net interest income | 3,395,000 | 7,085,000 | 11,091,000 | 15,138,000 |
| Noninterest income | 184,000 | 315,000 | 469,000 | 1,144,000 |
| Noninterest expense | 2,197,000 | 4,126,000 | 6,402,000 | 8,919,000 |
| Provision for loan losses | 250,000 | 350,000 | 380,000 | 380,000 |
| Pretax income | 1,132,000 | 2,924,000 | 4,778,000 | 6,983,000 |
| Income tax | 48,000 | 99,000 | 151,000 | 210,000 |
| Net income | 1,084,000 | 2,825,000 | 4,627,000 | 6,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,429,000 | 45,880,000 | 47,392,000 | 47,149,000 |
| Total capital | 48,184,000 | 49,597,000 | 51,192,000 | 50,877,000 |
| Risk-weighted assets | 300,166,000 | 297,006,000 | 303,674,000 | 297,830,000 |