Call reports 2018
C3BANK, NATIONAL ASSOCIATION — 2018
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 279,330,000 | 299,224,000 | 304,440,000 | 336,929,000 |
| Total loans | 239,573,000 | 260,532,000 | 254,127,000 | 256,629,000 |
| Allowance for loan losses | 2,982,000 | 3,269,000 | 3,269,000 | 3,519,000 |
| Securities available for sale | 9,233,000 | 8,947,000 | 6,788,000 | 8,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,352,000 | 255,951,000 | 259,544,000 | 273,144,000 |
| Interest-bearing deposits | 183,227,000 | 194,929,000 | 202,248,000 | 210,745,000 |
| Noninterest-bearing deposits | 54,125,000 | 61,022,000 | 57,296,000 | 62,399,000 |
| Equity capital | 41,368,000 | 42,600,000 | 44,025,000 | 45,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,187,000 | 6,774,000 | 10,441,000 | 14,317,000 |
| Interest expense | 341,000 | 740,000 | 1,283,000 | 1,999,000 |
| Net interest income | 2,846,000 | 6,034,000 | 9,158,000 | 12,318,000 |
| Noninterest income | 81,000 | 170,000 | 245,000 | 385,000 |
| Noninterest expense | 1,572,000 | 3,241,000 | 4,954,000 | 6,694,000 |
| Provision for loan losses | 190,000 | 477,000 | 477,000 | 727,000 |
| Pretax income | 1,165,000 | 2,486,000 | 3,972,000 | 5,282,000 |
| Income tax | 47,000 | 114,000 | 164,000 | 214,000 |
| Net income | 1,118,000 | 2,372,000 | 3,808,000 | 5,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,401,000 | 42,655,000 | 44,091,000 | 45,351,000 |
| Total capital | 44,468,000 | 45,989,000 | 47,412,000 | 48,700,000 |
| Risk-weighted assets | 254,765,000 | 273,866,000 | 265,705,000 | 267,716,000 |