Call reports 2017
C3BANK, NATIONAL ASSOCIATION — 2017
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 240,320,000 | 251,803,000 | 257,724,000 | 274,698,000 |
| Total loans | 192,618,000 | 208,767,000 | 228,759,000 | 217,564,000 |
| Allowance for loan losses | 2,283,000 | 2,529,000 | 2,792,000 | 2,792,000 |
| Securities available for sale | 12,181,000 | 11,768,000 | 11,401,000 | 10,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,321,000 | 213,004,000 | 218,037,000 | 234,001,000 |
| Interest-bearing deposits | 155,483,000 | 156,170,000 | 164,781,000 | 182,908,000 |
| Noninterest-bearing deposits | 47,838,000 | 56,834,000 | 53,256,000 | 51,093,000 |
| Equity capital | 36,505,000 | 38,043,000 | 39,070,000 | 40,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,574,000 | 5,174,000 | 8,173,000 | 11,297,000 |
| Interest expense | 192,000 | 370,000 | 621,000 | 950,000 |
| Net interest income | 2,382,000 | 4,804,000 | 7,552,000 | 10,347,000 |
| Noninterest income | 94,000 | 1,036,000 | 1,155,000 | 1,248,000 |
| Noninterest expense | 1,448,000 | 2,993,000 | 4,528,000 | 6,081,000 |
| Provision for loan losses | 34,000 | 280,000 | 543,000 | 543,000 |
| Pretax income | 994,000 | 2,567,000 | 3,636,000 | 4,971,000 |
| Income tax | 35,000 | 85,000 | 115,000 | 182,000 |
| Net income | 959,000 | 2,482,000 | 3,521,000 | 4,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,453,000 | 37,977,000 | 39,016,000 | 40,283,000 |
| Total capital | 38,787,000 | 40,578,000 | 41,880,000 | 43,170,000 |
| Risk-weighted assets | 205,902,000 | 222,694,000 | 245,828,000 | 235,546,000 |