Call reports 2016
C3BANK, NATIONAL ASSOCIATION — 2016
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 208,975,000 | 229,632,000 | 232,543,000 | 232,999,000 |
| Total loans | 167,179,000 | 189,663,000 | 179,377,000 | 191,764,000 |
| Allowance for loan losses | 1,750,000 | 2,095,000 | 2,295,000 | 2,251,000 |
| Securities available for sale | 16,998,000 | 16,507,000 | 15,376,000 | 12,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,284,000 | 185,665,000 | 197,544,000 | 197,388,000 |
| Interest-bearing deposits | 113,804,000 | 135,167,000 | 147,046,000 | 143,867,000 |
| Noninterest-bearing deposits | 49,480,000 | 50,498,000 | 50,498,000 | 53,521,000 |
| Equity capital | 30,370,000 | 31,113,000 | 34,525,000 | 35,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,897,000 | 7,538,000 | 10,241,000 |
| Interest expense | 115,000 | 263,000 | 425,000 | 579,000 |
| Net interest income | 2,061,000 | 4,634,000 | 7,113,000 | 9,662,000 |
| Noninterest income | 74,000 | 218,000 | 309,000 | 364,000 |
| Noninterest expense | 1,470,000 | 2,977,000 | 4,335,000 | 5,847,000 |
| Provision for loan losses | 300,000 | 645,000 | 845,000 | 1,065,000 |
| Pretax income | 365,000 | 1,230,000 | 2,242,000 | 3,117,000 |
| Income tax | 39,000 | 84,000 | 129,000 | 149,000 |
| Net income | 326,000 | 1,146,000 | 2,113,000 | 2,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,112,000 | 30,832,000 | 34,299,000 | 35,154,000 |
| Total capital | 31,924,000 | 32,962,000 | 36,629,000 | 37,450,000 |
| Risk-weighted assets | 181,767,000 | 199,767,000 | 189,609,000 | 205,212,000 |