Call reports 2015
C3BANK, NATIONAL ASSOCIATION — 2015
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 154,495,000 | 164,285,000 | 165,049,000 | 214,190,000 |
| Total loans | 92,929,000 | 113,744,000 | 122,384,000 | 144,589,000 |
| Allowance for loan losses | 670,000 | 1,000,000 | 1,100,000 | 1,450,000 |
| Securities available for sale | 27,679,000 | 26,682,000 | 19,187,000 | 17,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,183,000 | 131,726,000 | 136,791,000 | 138,823,000 |
| Interest-bearing deposits | 84,285,000 | 88,260,000 | 93,276,000 | 87,384,000 |
| Noninterest-bearing deposits | 42,898,000 | 43,466,000 | 43,515,000 | 51,439,000 |
| Equity capital | 26,990,000 | 27,055,000 | 27,731,000 | 29,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,951,000 | 4,810,000 | 6,731,000 |
| Interest expense | 51,000 | 99,000 | 150,000 | 209,000 |
| Net interest income | 1,269,000 | 2,852,000 | 4,660,000 | 6,522,000 |
| Noninterest income | 118,000 | 375,000 | 679,000 | 781,000 |
| Noninterest expense | 1,293,000 | 2,574,000 | 3,912,000 | 5,190,000 |
| Provision for loan losses | 45,000 | 375,000 | 475,000 | 825,000 |
| Pretax income | 109,000 | 338,000 | 1,041,000 | 1,377,000 |
| Income tax | 0 | 20,000 | 40,000 | 77,000 |
| Net income | 109,000 | 318,000 | 1,001,000 | 1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,595,000 | 26,804,000 | 27,487,000 | 29,786,000 |
| Total capital | 27,273,000 | 27,814,000 | 28,602,000 | 31,286,000 |
| Risk-weighted assets | 112,599,000 | 133,840,000 | 137,881,000 | 162,645,000 |